|  | ERIC H. TWERDAHL
 Eric H. Twerdahl is the Managing Partner with International
              Risk Intelligence LLC, New York, a leading private intelligence
              firm specializing with corporate intelligence, security intelligence,
and              proprietary intelligence management.               Mr. Twerdahl assists many domestic and international corporations,
            foundations, endowments, and institutions with strategic planning
            and corporate development. He specializes in risk evaluation surrounding
            M&A, alliances, partnerships, and investments using broad international
            resources. Risk assessment, analysis, investigations, and recommendations
            focus on sovereign/political, legal, financial, market/product, security,
            and management along with risk factors specific to  particular countries
            and industries.  Mr. Twerdahl has been a Consultant
              with the Yale
              School of Public Health and with the City of New
              Haven, for example, focusing
              on security risks along with  federal
              and state
              entities
              associated
              with
            all-hazard contingencies and  communications.  Mr.
              Twerdahl has over 30 years experience in international risk analysis,
              including
              senior
              management
              positions
              in M&A advisory, security,
            investigations,
            intelligence, and financial services organizations.  Prior to joining
            IRI, he was Senior Vice President, Kroll,
            Inc.,
            New York, responsible for global relationships with multinational
            corporations.  Earlier, 
              he served as acting COO and Director of Finance of Comweb
              Technology Group,
              Wayne, NJ (education technology and software); and President, COO,
              and Director of Industrial Technologies, Inc. (NASDAQ),
              Milford, CT (laser systems).  Mr. Twerdahl was a partner with Fox,
              Twerdahl, Lehmann & Co., Inc., an international M&A
              advisory and intelligence firm with principal offices in New York,
              Zurich, and Dallas.  He
              was U.S. Advisor, Austrian Industries AG (Austrian-government-owned--steel,
              aluminum, petrochemicals, electronics, large-scale engineering)
              with a focus on environmental technologies; and he was also engaged
              by Swiss interests to assist with very large-scale environmental
              projects in Latin America.   Earlier, Mr. Twerdahl was Senior Vice
              President and Division Head, Sanwa Bank Ltd. (The
              Bank of Tokyo-Mitsubishi UFJ
              Bank, one of Japan's leading commercial banks), in New
              York, where he started the first U.S. Corporate
              Banking and Finance Division (including real estate and syndications)
              overseeing a portfolio exceeding $3 billion.  He was Vice President, Manufacturers
              Hanover Trust Co., (JPMorganChase) New
              York and Boston, and was active in Holland, Belgium, England,
              and Switzerland.  He began
              with The First National Bank of Boston (Bank
              of America), covering China and Southeast Asia, and he
              was responsible for select U.S. and
              foreign multinationals; he was desk officer for Japan
              and Korea,
              and lived in Tokyo.   Mr. Twerdahl received his BA in International
              Relations from The Johns Hopkins University and
              an MBA from Boston
              University.  Mr.
              Twerdahl has been a guest speaker at the United States
              Naval Academy,
              Annapolis, MD, The World Affairs Forum, and
              the World
              Economic Forum, among other institutions and organizations.  Mr. Twerdahl has also served
                as Chairman, Emergency Medical Services Commission
                and Public
                Health
                Emergency
                
              Response Coordinator under the aegis of the CDC.
               Mr. Twerdahl is a graduate of the FBI Citizens Academy
               and has served as  as a board
               member and President of the
               FBI New Haven Citizens Academy Alumni Association.
               He has also served as a board member of Infragard,
               Connecticut, a collaboration led by the FBI along
               with state and federal agencies and 
            private sector corporations and institutions addressing national
               security issues.  
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